There are different types of auto insurance available in Canada. Depending on which provincial jurisdiction you live in, you’ll generally purchase car insurance from a private or public insurer. Public Car Insurance, sometimes called comprehensive, is the most common type of coverage offered by the provinces tasar coche. This type of insurance covers collision damage waiver, bodily injury coverage, and liability. A public car insurer usually pays any medical bills resulting from an accident, as well as any legal costs.
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Private Car Insurers, which are usually referred to as personal property coverage, pay only for damages that occur to your car, and not to any other person or property. The coverage does not cover damage to the other driver’s car. A private auto insurer can be considered the cheaper option if you have a relatively good driving record and have never had a claim paid against you in the past.
If you’re looking for a cheaper option for coverage of your vehicle, you may want to consider insuring more than one car with the same insurer. You can get a discount for multiple car policies from the same insurer. Your auto insurance agent can tell you the most affordable options based on the vehicle type, age and location. It’s important to shop around and get several quotes to see which ones offer the best rate and coverage.